Check Your Credit Score in the New Year

a man in a suit holding a book with the words what's your score?

Happy New Year from Lakeside Title Company! We hope everyone had a relaxing holiday season.  Now that holiday preparations are over, kids are back to school, and we are hibernating because of the weather, the start of a new year is a great time to get organized.

Start with something simple such as organizing your finances and checking your credit report. Experts agree that we should check our credit reports at least annually. It’s simple, free, and could save you from unexpected burdens. Three credit reporting agencies we recommend are Equifax, Transunion, and Experian. With each of these, you are entitled to one free report per year, which means you could check your credit up to three times in a year at no cost. Be sure to review your reports carefully. Check for errors or inaccuracies and report them in writing to each of the respective bureaus.

A credit report details whether there have been any fraudulent accounts opened in your name, and with identity theft on the rise, this is a detail not to be overlooked. President Obama stated that more credit unions and credit card companies should offer free credit scores as part of their financial services packages. More details on the benefits of credit scores can be seen here.

Lakeside Title recognizes the value of free credit scores for our clients. By maintaining a close eye on your financial activity, you can ensure that your finances are in order and make for a smooth transaction. Contact us today to speak with an expert and learn how you can obtain a free credit score report.

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